The Andhra Pradesh State Housing Corporation Limited (APSHCL) is the primary government body responsible for implementing housing schemes in Andhra Pradesh. Since its establishment in 1979, APSHCL has enabled lakhs of poor and low-income families to build permanent homes under various affordable housing schemes.
If you are planning to apply for a housing scheme in 2025, this guide covers everything you need to know about PMAY in Andhra Pradesh, the YSR Housing Scheme, eligibility criteria, documents required, and how to apply online.
APSHCL (Andhra Pradesh State Housing Corporation Limited) is a government-owned company formed under the Companies Act, 1956. Its mission is to provide pucca (permanent) homes to below-poverty-line (BPL) families and improve living conditions across both urban and rural areas of Andhra Pradesh.
Over the years, APSHCL has constructed more than 25 lakh houses. It is also recognized as the 8th Navaratna company of the Andhra Pradesh government. The corporation plays a key role in women’s empowerment by registering houses in women’s names and offering low-interest home loans at just 25 paise.
PMAY-G focuses on providing affordable housing to rural households in Andhra Pradesh. The scheme targets families living in kutcha houses or without proper shelter. It ensures the construction of permanent homes with essential amenities.
Eligibility for PMAY-G (Andhra Pradesh):
Documents Required:
Apply Online: PMAY-Gramin Portal
PMAY-U supports low- and middle-income families in urban areas of Andhra Pradesh by providing a credit-linked subsidy on home loans. The scheme has been extended until December 2025.
Eligibility & Subsidy Details (2025):
|
Category |
Annual Income |
Loan Subsidy |
Max Benefit |
House Price Limit |
Carpet Area Limit |
|
EWS |
Up to ₹3 lakh |
4% on ₹8L |
₹1.8 lakh |
₹35 lakh |
120 sq.m |
|
LIG |
₹3–6 lakh |
4% on ₹8L |
₹1.8 lakh |
₹35 lakh |
120 sq.m |
|
MIG |
₹6–9 lakh |
3% on ₹9L |
₹2.3 lakh |
₹45 lakh |
160 sq.m |
Documents Needed:
Apply Online: PMAY-Urban Portal
The YSR Housing Scheme is a flagship initiative of the Andhra Pradesh Government under Chief Minister Y.S. Jagan Mohan Reddy. It provides free housing plots and financial assistance to families that did not qualify for PMAY.
APSHCL is responsible for planning and constructing houses under this scheme, with the vision of achieving Housing for All in Andhra Pradesh by 2025.
Apply Online: APSHCL Housing Portal
These figures highlight the strong progress made by APSHCL and the Andhra Pradesh Government in addressing the state’s housing requirements.
With schemes like PMAY-G, PMAY-U, and YSR Housing Scheme 2025, the Andhra Pradesh Government is taking significant steps to ensure that every eligible family in the state has access to a safe and permanent home. APSHCL’s efforts demonstrate a strong commitment to affordable housing and inclusive development across rural and urban Andhra Pradesh.