If someone told you that a daily saving of just ₹45 could secure your family's future and help you build a fund worth ₹25 lakh, would you believe it?
Well, that's exactly what the LIC Jeevan Anand Policy promises - a blend of long-term savings and life insurance in one powerful plan.
This policy by the Life Insurance Corporation of India (LIC) is tailor-made for those who want to save small but dream big. With built-in insurance cover, bonus earnings, and optional protection riders, it ensures that your money grows while keeping your loved ones financially secure.
✅ Daily savings as low as ₹45 ✅ Life cover + maturity benefit ✅ Bonus additions boost total returns ✅ Long-term wealth creation
Let's break down a realistic savings journey with the Jeevan Anand policy:
|
Particular |
Details |
|
Daily Saving |
₹45 |
|
Monthly Premium |
₹1,358 |
|
Annual Investment |
₹16,300 |
|
Policy Term |
35 years |
|
Total Premium Paid |
₹5,70,500 |
|
Estimated Maturity Fund |
₹25,00,000+ |
By consistently investing just ₹45 a day, you could walk away with a corpus of ₹25 lakh - thanks to LIC's revisionary bonuses and a final additional bonus at maturity.
Here's how your ₹25 lakh return is formed:
Sum Assured: ₹5 lakh
Revisionary Bonus: ₹8.60 lakh
Final Additional Bonus: ₹11.50 lakh
Total: ₹25.10 lakh
Note: These are estimated values. Actual figures may vary depending on LIC's declared bonus rates during the term.
Jeevan Anand isn't just about building wealth - it also ensures life protection during and beyond the policy term. You can choose to enhance your coverage through optional riders:
Accidental Death and Disability Rider: Get 125% of Sum Assured in case of accidental death.
Accident Benefit Rider: Offers extra payout in case of accidental injuries.
New Term Assurance Rider: Provides term life cover.
New Critical Illness Benefit Rider: Covers major health emergencies.
These features ensure that your policy provides all-round security for you and your family.
This plan is ideal for:
Individuals in their 20s to early 30s starting their careers
People with limited savings capacity but long-term financial goals
Anyone looking for a combination of savings + life insurance
Families needing secure wealth creation over 3+ decades
Guaranteed savings with bonus potential
Lifelong risk cover even after the policy matures
Tax benefits under Section 80C and 10(10D)
High claim settlement ratio from LIC, India's most trusted insurer
The LIC Jeevan Anand Policy is a smart choice if you want to turn daily savings into a life-changing fund. It's more than just an insurance plan - it's a pathway to financial freedom, offering stability, returns, and protection, all in one.
Before investing, it's always best to consult with an LIC agent or visit your nearest LIC branch for personalized advice based on your age and goals.
Disclaimer: This article is for educational purposes only. Maturity values are estimated based on current bonus trends and may vary in the future.