LIC Scheme: Invest Just ₹45/Day & Get ₹25 Lakhs with Lifetime Insurance Cover
When it comes to safe and reliable investments, most Indians prefer options that offer both security and good returns. One such trusted option is offered by Life Insurance Corporation of India (LIC) — the New Jeevan Anand Policy.
This plan not only helps you build a substantial corpus over time but also provides long-term financial protection for your family.
Build a Large Fund with Small Savings
Many people believe that building a large amount requires heavy monthly investments. However, this LIC plan proves otherwise.
Example Illustration:
Age: 35 years
Sum Assured: ₹5 lakhs
Policy Term: 35 years
Annual Premium: Approx. ₹16,300
Monthly: ₹1,359 (around ₹45 per day)
👉 Total Investment: ₹5.70 lakhs
👉 Maturity Amount: Around ₹25 lakhs
Breakdown:
Basic Sum Assured: ₹5 lakhs
Reversionary Bonus: ₹8.60 lakhs (approx.)
Final Additional Bonus: ₹11.50 lakhs (approx.)
Lifetime Insurance Even After Maturity
One of the most attractive features of this policy is the Whole Life Cover.
👉 Even after maturity:
You receive ₹25 lakhs
Your life cover of ₹5 lakhs continues for lifetime
👉 In case of death at any time:
The nominee receives an additional ₹5 lakhs
Tax Benefits & Loan Facility
This plan also offers multiple financial advantages:
Section 80C: Tax deduction on premiums paid
Section 10(10D): Maturity and death benefits are tax-free
Loan Facility: Available after 2 years in case of financial need
Eligibility & Policy Details
Entry Age: 18 to 50 years
Policy Term: 15 to 35 years
Additional Riders: Accidental death and other riders can be added
Important Note (Reality Check)
The returns mentioned above are illustrative and based on assumed bonuses.
LIC bonuses may vary every year
Actual returns can be slightly higher or lower
This is a low-risk, stable investment option, not a high-return market product
Final Verdict
If you are looking for:
Safe investment
Guaranteed life cover
Tax savings
Then the LIC New Jeevan Anand policy can be a solid long-term financial planning option.