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List of Government Schemes in India

The Government of India has launched numerous schemes over the years to improve the quality of life for its citizens. These schemes provide access to loans, pensions, education, healthcare, and welfare programs.

This list includes central government schemes, loan schemes, pension schemes, schemes for women, and other government initiatives.


1. Major Government Schemes

S.No Name of the Scheme Launched On Ministry in Charge
1 Agniveer Scheme or Agnipath Defence Policy Reform 14 June 2022 Ministry of Defence
2 Antyodaya Anna Yojana 25 December 2000 Ministry of Consumer Affairs, Food and Public Distribution
3 Atal Bhujal Yojana 25 December 2019 Ministry of Jal Shakti
4 Atal Pension Yojana 1 May 2015 Ministry of Finance
5 Ayushman Bharat Yojana 23 September 2018 Ministry of Health and Family Welfare
6 Deendayal Upadhyaya Grameen Kaushalya Yojana 25 September 2014 Ministry of Rural Development
7 Digital India 1 July 2015 Ministry of Electronics and IT & Ministry of Finance
8 Mahila Samman Savings Certificate (MSSC) 27 June 2023 Ministry of Finance
9 Mission COVID Suraksha 12 November 2020 Ministry of Science & Technology
10 Mission Karmayogi 2 September 2020 Ministry of Personnel, Public Grievances and Pensions
11 Mission Sagar May 2020 Ministry of External Affairs
12 Niryat Rin Vikas Yojana Scheme (NIRVIK) 1 February 2020 Ministry of Commerce and Industry
13 PM Adarsh Gram Yojana 23 July 2010 Ministry of Rural Development
14 PM Annadata Aay Sanrakshan Abhiyan September 2018 Ministry of Agriculture & Farmer's Welfare
15 PM Awas Yojana - (Gramin) 1 April 2016 Ministry of Rural Development
16 PM Awaas Yojana - (Urban) 25 June 2015 Ministry of Housing and Urban Affairs
17 PM Fasal Bima Yojana 18 February 2016 Multiple
18 PM Gram Sadak Yojana 25 December 2000 Ministry of Rural Development
19 PM Innovative Learning Programme (DHRUV) 10 October 2019 Ministry of Education
20 PM Jan Dhan Yojana 28 August 2014 Ministry of Finance
21 PM Jeevan Jyoti Bima Yojana 9 May 2015 Ministry of Finance
22 PM Kaushal Vikas Yojana 16 July 2015 Ministry of Skill Development & Entrepreneurship
23 PM Kisan Samman Nidhi 24 February 2019 Ministry of Finance
24 PM Krishi Sinchai Yojana 1 July 2015 Multiple
25 PM Matritva Vandana Yojana 1 September 2017 Ministry of Women and Child Development
26 PM Matsya Sampada Yojana 10 September 2020 Ministry of Fisheries, Animal Husbandry & Dairying
27 PM Mudra Yojana 8 April 2015 Ministry of Finance
28 PM Poshan Shakti Nirman Abhiyaan 8 March 2018 Ministry of Women and Child Development
29 PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) 1 June 2020 Ministry of Housing & Urban Affairs
30 PM Suraksha Bima Yojana 9 May 2015 Ministry of Finance
31 PM Swasthya Suraksha Yojana March 2006 Ministry of Health & Family Welfare
32 PM Ujjwala Yojana 1 May 2016 Ministry of Petroleum & Natural Gas
33 PM Vaya Vandana Yojana 4 May 2017 Ministry of Finance
34 Sahakar Mitra Scheme 11 June 2020 Ministry of Agriculture & Farmers' Welfare
35 Sansad Adarsh Gram Yojana 11 Oct 2014 Ministry of Rural Development
36 Scheme for Adolescent Girls 1 April 2011 Ministry of Women & Child Development
37 SERB-POWER Scheme 29 October 2020 Ministry of Science & Technology
38 Smart Cities Mission 25 June 2015 Ministry of Housing & Urban Affairs
39 Stand-Up India 5 April 2016 Ministry of Finance & Ministry of Social Justice & Empowerment
40 Sukanya Samridhi Yojana 22 January 2015 Ministry of Women & Child Development
41 Sustainable Alternative Towards Affordable Transportation (SATAT) 1 October 2018 Ministry of Petroleum & Natural Gas
42 Svamitva Yojana 24 April 2020 Ministry of Panchayati Raj
43 Swachh Bharat Abhiyan 2 October 2014 Ministry of Drinking Water & Sanitation & Ministry of Housing & Urban Affairs
44 Unnat Jeevan by Affordable LEDs & Appliances 5 Jan 2015 Ministry of Power

2. Government Loan Schemes

  1. Niryat Rin Vikas Yojana (NIRVIK) - Loans for small exporters with insurance protection.

  2. PM Awas Yojana (Gramin & Urban) - Funds for pucca houses for low-income families; includes toilet construction support.

  3. PM Mudra Yojana - Subsidized loans for micro and small enterprises.

  4. PM SVANidhi - Loans for street vendors affected by COVID-19 to restart businesses.


3. Government Pension & Insurance Schemes

  1. Atal Pension Yojana - Pension up to ₹5,000 per month for workers in the unorganized sector.

  2. PM Suraksha Bima Yojana - Annual renewable insurance for death/disability.

  3. PM Vaya Vandana Yojana - Pension for senior citizens above 60, with flexible payment frequency.


4. Government Schemes for Women

  1. Mahila Samman Savings Certificate (MSSC) - Small savings scheme with 7.5% interest; max deposit ₹2 Lakh.

  2. PM Matritva Vandana Yojana - Partial wage compensation for pregnant and lactating women.

  3. Scheme for Adolescent Girls - Support for girls aged 14-18 (nutrition, health awareness).

  4. SERB-POWER Scheme - Support women in science & research.

  5. Stand-Up India - Loans for SC/ST & women entrepreneurs.

  6. Sukanya Samridhi Yojana - Savings scheme for girl child's education & marriage.


5. Other Government Initiatives