Mutual funds offer various investment options, including small-cap, mid-cap, large-cap, flexi-cap, and index funds. Among these, mid-cap funds have delivered strong returns over the past decade, especially through Systematic Investment Plans (SIPs). Experts recommend SIPs for long-term wealth creation due to the power of compounding. Data from the Association of Mutual Funds in India (AMFI) also supports this.
If you plan to invest ₹10,000 per month for 10 years, mid-cap funds are ideal for moderate risk investors, offering better long-term returns than small or large-cap funds. Historical performance is crucial when selecting funds. Here are the top 4 mid-cap SIPs that have delivered impressive returns:
Launched: April 2007
Net Asset Value (NAV) as of July 2025: ₹7,800 crore
Investment focus: High-quality mid-cap companies
10-year annualized SIP return: 23.46%
₹10,000/month SIP over 10 years (₹12 lakh total investment) → ₹41.5 lakh
Launched: December 2007
NAV as of July 2025: ₹11,000 crore
Portfolio: 70-80 stocks
10-year annualized SIP return: 23.08%
₹10,000/month SIP over 10 years → ₹40.66 lakh
Launched: October 1995 (one of the oldest mid-cap funds)
NAV as of July 2025: ₹38,500 crore
10-year annualized SIP return: 22.25%
₹10,000/month SIP over 10 years → ₹38.88 lakh
Launched: June 2007
NAV as of July 2025: ₹83,800 crore
10-year annualized SIP return: 21.56%
₹10,000/month SIP over 10 years → ₹37.45 lakh
Key Takeaways:
Mid-cap funds offer moderate risk with higher returns.
SIPs enable small monthly investments to grow into substantial wealth over time.
Compounding is the key driver of wealth creation in long-term mutual fund investments.
Top Mid-Cap SIP Funds That Delivered Big Returns:
Invesco India Mid Cap Fund → ₹41.5 Lakh
Edelweiss Mid Cap Fund → ₹40.66 Lakh
Nippon India Growth Mid Cap Fund → ₹38.88 Lakh
HDFC Mid Cap Fund → ₹37.45 Lakh
How it Works:
Invest ₹10,000 per month via SIP
Compounding grows your money over 10 years
Mid-cap funds = moderate risk + high returns
Tip: Start SIP today, watch small monthly investments turn into big wealth tomorrow!