The Namma Mane Scheme announced in the latest Karnataka State Budget 2026 aims to make home ownership easier for thousands of residents by providing concessional residential plots, increased housing subsidies, and new affordable housing developments.
Through this initiative, the state government plans to distribute residential plots, build thousands of houses, and expand housing access for economically weaker sections and middle-income families across the state.
One of the key announcements in the budget is the distribution of 50,000 residential plots at concessional rates over the next two years under the Namma Mane scheme.
The initiative is designed to help eligible residents purchase land at affordable prices and construct their own homes. Authorities say the programme is part of the government’s broader goal of ensuring housing for all in Karnataka.
Beneficiary selection will also undergo a major change. Instead of the traditional manual lottery system, the government will now conduct online lotteries in Gram Sabhas, which is expected to improve transparency and streamline the allocation process.
The government has also announced a significant increase in housing subsidies provided under state housing schemes.
General category beneficiaries: subsidy increased from ₹1.20 lakh to ₹2 lakh
Scheduled Caste and Scheduled Tribe beneficiaries: subsidy increased from ₹2 lakh to ₹3 lakh
These subsidies will be provided mainly through the Beneficiary Led Construction (BLC) model, where eligible beneficiaries build their own homes with financial assistance from the government.
The Housing Department has set a target of sanctioning one lakh houses under various schemes across the state.
The Karnataka Housing Board (KHB) has also announced a major affordable housing initiative under the Chief Minister’s Namma Mane scheme to help construction workers, community workers, and low- to middle-income families purchase homes.
As part of the plan, KHB has earmarked 230 acres of land in Surya Nagar Phase-4 in Anekal, located on the outskirts of Bengaluru.
The project proposes the construction of modern two-storey duplex houses that will be offered at subsidised and affordable prices.
In another major development, the Karnataka Housing Board has issued a land acquisition notification for 315 acres near Kengeri to develop a new township.
The proposed township is expected to strengthen planned urban housing infrastructure in western Bengaluru and provide more affordable housing options to residents.
Officials have also announced plans to build 4,000 to 5,000 flats in multiple Bengaluru locations, including:
Yelahanka
Surya Nagar
Kengeri
Viswanathapura
Devanahalli
These housing projects will mainly cater to economically weaker sections (EWS) and middle-income group families.
Under the Namma Mane scheme, special benefits will be provided to community and essential service workers.
Eligible beneficiaries are expected to receive:
Residential plots at 50% discounted rates
Houses at affordable government-regulated prices
This move aims to support workers who provide essential services but often struggle to purchase homes in rapidly growing urban areas.
The Karnataka Housing Board has set an ambitious target of providing:
1 lakh residential plots
10,000 houses
The total estimated project cost for these housing initiatives is ₹8,778.50 crore.
Among the state’s 31 districts, Bengaluru has been given the highest priority due to rising housing demand and rapid urban expansion.
The Pradhan Mantri Awas Yojana is also being implemented in the state through the Karnataka Slum Development Board.
Currently:
1.29 lakh houses are under construction
79,134 houses are planned for 2025–26
To support these projects, the state government has allocated ₹1,136 crore in additional funding.
Since the current government came to power, the state has spent ₹7,328 crore on various housing schemes.
So far:
4,19,454 houses have been completed and handed over to beneficiaries
The government aims to complete 3 lakh houses during the current year
Authorities have also stated that efforts will continue to complete 4.90 lakh houses that were sanctioned by the previous government but did not receive grants.