What is the Tamil Nadu Low-Cost Housing Scheme?
The Tamil Nadu Urban Habitat Development Board has introduced the “Namma Kudiyiruppu” Housing Scheme to provide affordable homes for low-income families.
Under this scheme, over 20,000 vacant government-built flats are available for sale across multiple districts in Tamil Nadu at highly subsidized prices.
Key Highlights
- Total Houses Available: 20,000+ units
- Coverage: 20+ districts across Tamil Nadu
- Property Type: Flats / Apartments
- Starting Price: From ₹2 lakh (varies by location)
- Mode of Application: Online (App + Website)
- Target Group: Economically weaker sections (EWS)
Who is Eligible?
To apply for this scheme, applicants must meet the following conditions:
- Applicant must not own any house or land
- Total annual family income must be below ₹3 lakh
- Family income includes all earning members listed in the ration card
- Applicant must be a resident of Tamil Nadu
Documents Required
- Aadhaar Card
- Ration Card
- Income Certificate (Family Income)
- Passport Size Photograph
Note: Initial registration can be done with Aadhaar. Full documents are required during verification.
How to Apply Online
Step 1: Download the App
Search for “Namma Kudiyiruppu” on the Play Store
Step 2: Register
Sign up using Aadhaar details
Step 3: Fill Application
Enter personal, family, and income details
Step 4: Submit
Complete the application online
Step 5: Verification
Government officials will verify:
- Income eligibility
- Property ownership status
Step 6: Allotment
Eligible applicants will receive house allotment
District-Wise Availability
Houses are available in major districts including:
- Chennai
- Vellore
- Coimbatore
- Madurai
- Trichy
- Salem
- Chengalpattu
Applicants should contact their local housing office for exact project locations and pricing.
Pricing Details
- Minimum Price: Around ₹2 lakh
- Price Variation: Based on location and project
- Payment: As per government guidelines
Important Points
- Applications with incorrect details will be rejected
- Income and property verification is mandatory
- Selection depends on eligibility and availability
Frequently Asked Questions (FAQs)
Is this scheme really available at ₹2 lakh?
Yes, in some locations, the starting price is around ₹2 lakh, but it varies by district.
Can I apply if I already own land?
No, applicants must not own any house or land.
What is the income limit?
Annual family income must be below ₹3 lakh.
Is online application mandatory?
Yes, applications are mainly processed through the official app/portal.
Conclusion
The Tamil Nadu Low-Cost Housing Scheme is a major opportunity for low-income families to own a house at an affordable price. With simple eligibility criteria and an easy application process, this scheme can help thousands achieve home ownership.